At a glance
- Organization
- Savvi Insurance
- Type
- Insurtech / digital insurance platform
- Founded
- 2019
- Base / focus
- Charlotte, North Carolina
- Specialty
- Smart-home homeowners insurance with included security technology
- Official site
- Visit Savvi Insurance
Who is Savvi Insurance?
Savvi Insurance is a Charlotte, North Carolina–based homeowners insurer/platform founded in 2019 that pairs modern homeowners insurance with an included professional-grade smart security system and 24/7 monitoring. It markets a prevention-first model — detect risks like leaks and break-ins earlier — while still providing claims support when losses occur.
Savvi rethinks homeowners insurance around prevention. Instead of only paying after damage, Savvi markets a HomeCare360-style bundle: sensors, cameras, monitoring, cyber defense tools, and contractor repair networks alongside the insurance policy.
For shoppers, Savvi is a homeowners specialty/innovation option — not a multi-line auto carrier. Auto and other lines still need companion markets when you package coverage.
Key facts
- Founded in 2019; based in Charlotte, North Carolina
- Focuses on homeowners insurance integrated with smart home technology
- Includes smart security hardware and 24/7 professional monitoring with policies (as marketed)
- Positions a “predict and prevent” model versus purely reactive repair-and-replace insurance
- Public materials describe availability expanding across states including Virginia, North Carolina, South Carolina, and Georgia
- Backed by financially secure insurance partners (per Savvi marketing)
History
Savvi Insurance was founded in 2019 in Charlotte by leaders who argued traditional homeowners insurance was too reactive. Founder and CEO Mark Coons described the shift from “repair and replace” to “predict and prevent.”
The company launched smart-home–bundled homeowners products and expanded state by state. Public posts describe protecting homes in Virginia, North Carolina, and South Carolina before expanding into Georgia.
Savvi also highlights social commitments such as Pledge 1% participation around product and volunteer giving.
Products Savvi offers
Savvi’s public offering centers on smart homeowners protection:
- Homeowners insurance (Homeowners IQ / modern homeowners plans as marketed)
- Included smart home security system (door/window sensors, motion, leak sensors, smoke detection, camera, smart hub — per Savvi materials)
- 24/7 professional security monitoring
- Cyber defense solutions
- Contractor repair network / claims care support
- Home safety and improvement guidance (HomeCare360 benefits)
Who Savvi serves
Savvi serves homeowners who want technology-enabled prevention bundled with insurance — particularly in states where the program is active.
Renters, landlords needing DP-3 investor forms, or drivers shopping auto-only will usually need different markets.
Coverage focus with Epic and Easy
We discuss Savvi when clients want:
- Owner-occupied homeowners coverage with smart-home devices included
- Prevention-oriented monitoring for leaks, intrusion, and related risks
- A modern alternative to traditional homeowners-only placements
- Comparison against other Virginia homeowners markets we represent
Who it’s for in Virginia
Savvi can fit Virginia homeowners open to installing and using smart home equipment as part of their insurance relationship.
If you prefer a no-hardware traditional policy, or you need manufactured-home specialty forms, we may start with other carriers and still keep Savvi in the comparison when eligible.
How Epic and Easy helps
We review occupancy, construction, desired limits, and comfort with smart-home devices, then check Savvi and other homeowners markets.
We explain what is insurance versus what is monitoring/service so expectations are clear before you enroll.
Savvi Insurance FAQs
What makes Savvi different from traditional homeowners insurance?
Savvi markets homeowners insurance bundled with smart security technology and monitoring intended to help prevent losses, not only pay after damage occurs.
When was Savvi Insurance founded?
Savvi Insurance was founded in 2019 and is based in Charlotte, North Carolina.
Is Savvi available in Virginia?
Savvi’s public materials describe protecting homes in Virginia (among other states). Final eligibility still depends on address, underwriting, and program rules.
Does Savvi include a security system?
Yes. Savvi markets a professional-grade smart home security system and 24/7 monitoring as part of its homeowners offering.
Can Epic and Easy quote Savvi?
When we are appointed and the home qualifies, we can explore Savvi alongside other homeowners markets we represent.
Sources & methodology
This profile summarizes publicly available information from the organization’s official website and related authoritative pages. Product lists describe what the organization markets broadly and do not guarantee availability through Epic and Easy in every ZIP or risk class.
Coverage, eligibility, pricing, and underwriting rules vary by state, product, and applicant. We do not invent AM Best scores, claim counts, or proprietary premiums on this page.
Advertiser Disclosure: Epic and Easy may be compensated when you request a quote or purchase coverage through our agency relationships. Compensation may influence which products we can offer. Carrier availability varies by product, ZIP, and underwriting. Product lists on this page describe what Savvi Insurance markets broadly and do not guarantee that every product is available through Epic and Easy in every location. This page does not invent ratings, claim counts, or proprietary premiums.