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Progressive Insurance: Company Overview

Progressive is a major U.S. insurer for personal and commercial auto, specialty vehicles, and property. Epic and Easy helps Virginia clients compare Progressive with other appointed markets.

Progressive Insurance logo

At a glance

Organization
Progressive
Type
Insurance carrier
Founded
1937
Base / focus
Mayfield Village, Ohio (Cleveland area roots)
Specialty
Personal and commercial auto, specialty vehicles, and property
Official site
Visit Progressive

Who is Progressive?

Progressive is a U.S. property-casualty insurer founded in 1937 by Joseph Lewis and Jack Green. It writes personal and commercial auto, motorcycle, boat, RV, and residential property insurance, and distributes policies both directly to consumers and through tens of thousands of independent agencies nationwide.

Progressive is a national insurer known for personal auto shopping tools, specialty vehicle coverage, and a dual distribution model: consumers can buy direct or through independent agents. The Progressive Group of Insurance Companies also writes commercial auto and a growing set of property and small-business products.

Working through Epic and Easy means Progressive is one option among our appointments — not the only market we can open for a Roanoke or Virginia risk.

Key facts

  • Founded March 10, 1937, as Progressive Mutual Insurance Company
  • One of the largest personal auto insurers in the United States
  • Market leader positioning in motorcycle, boat, and commercial auto segments (per Progressive’s own reporting)
  • Sells through independent agents and directly online, by phone, and via mobile app
  • Offers Snapshot® usage-based auto pricing and shopping tools such as Name Your Price®
  • Personal property and commercial specialty products expand beyond auto

History

On March 10, 1937, Joseph Lewis and Jack Green founded Progressive Mutual Insurance Company in the Cleveland area to offer affordable vehicle insurance with an innovative approach to auto underwriting.

Over the decades Progressive pioneered online shopping for auto insurance, agent referral tools, and usage-based programs such as TripSense® and Snapshot®. It expanded into specialty lines (motorcycles, boats, RVs), commercial auto leadership, and personal residential property.

Today Progressive continues to emphasize competitive rates, 24-hour claims service, and multi-channel shopping — online, by phone, in the app, or with a local agent.

Products Progressive offers

Progressive’s public catalog is broad. Availability of any specific product depends on state, underwriting, and distribution channel.

  • Personal auto insurance
  • Motorcycle insurance
  • RV / motor home insurance
  • Boat and personal watercraft insurance
  • Homeowners and renters / personal residential property
  • Commercial auto and trucking-related auto coverage
  • Business-related general liability and commercial property (predominantly small business)
  • Workers’ compensation primarily for transportation industry exposures
  • Life insurance offerings marketed under Progressive’s consumer brand in some channels

Who Progressive serves

Progressive serves personal drivers across risk profiles, recreational vehicle owners, boat owners, homeowners and renters shopping property coverage, and commercial auto / small-business accounts.

Because Progressive sells both direct and through agents, Virginia shoppers can compare agent-placed Progressive quotes with other independent markets in the same shopping session.

Coverage focus with Epic and Easy

Progressive conversations with our clients most often center on:

  • Personal auto insurance
  • Motorcycle and recreational vehicle coverage
  • Specialty auto situations that need flexible underwriting
  • Bundled auto-and-property shopping when eligible
  • Other Progressive products we are appointed to offer in Virginia

Who it’s for in Virginia

Progressive can be useful when you want a large national carrier in the comparison set — including drivers shopping after a move to Roanoke, adding a teen, or changing vehicles.

It is not automatically the best fit for every household. We compare Progressive against other carriers we represent before you buy.

How Epic and Easy helps

We collect your driving and vehicle details, request eligible Progressive rates when appropriate, and explain coverage choices such as liability limits, comprehensive and collision, and optional coverages.

Our job is to help you decide — not to push one logo. Ask for a quote and we’ll include Progressive when it applies.

Progressive FAQs

Can Epic and Easy quote Progressive in Virginia?

Yes. Progressive is a carrier we work with. Final availability depends on the product, your ZIP code, and underwriting guidelines.

Is Progressive only for car insurance?

No. Progressive is best known for auto, but it also markets motorcycle, RV, boat, home/renters, commercial auto, and other specialty products depending on the program and state.

When was Progressive founded?

Progressive was founded on March 10, 1937, by Joseph Lewis and Jack Green as Progressive Mutual Insurance Company.

Does Progressive sell only online?

No. Progressive sells directly online, by phone, and via its mobile app, and also through a large network of independent insurance agencies.

What is Snapshot?

Snapshot is Progressive’s usage-based insurance program that can adjust rates based on driving behavior. Program details and availability vary by state.

Will shopping Progressive raise my rates?

Getting a quote is not the same as buying a policy. We help you compare options so you can choose based on coverage and price — without inventing numbers on this page.

Sources & methodology

This profile summarizes publicly available information from the organization’s official website and related authoritative pages. Product lists describe what the organization markets broadly and do not guarantee availability through Epic and Easy in every ZIP or risk class.

Coverage, eligibility, pricing, and underwriting rules vary by state, product, and applicant. We do not invent AM Best scores, claim counts, or proprietary premiums on this page.

Advertiser Disclosure: Epic and Easy may be compensated when you request a quote or purchase coverage through our agency relationships. Compensation may influence which products we can offer. Carrier availability varies by product, ZIP, and underwriting. Product lists on this page describe what Progressive markets broadly and do not guarantee that every product is available through Epic and Easy in every location. This page does not invent ratings, claim counts, or proprietary premiums.

Get a quote

Request a quote and we’ll see whether Progressive and other carriers we represent fit your Virginia coverage needs.