At a glance
- Organization
- National General
- Type
- Insurance carrier
- Founded
- 1920
- Base / focus
- Winston-Salem, North Carolina (National General Group)
- Specialty
- Personal and commercial vehicle, home, and specialty coverage (Allstate company)
- Official site
- Visit National General
Who is National General?
National General Insurance is a U.S. insurer and Allstate company that traces its insurance roots to 1920. It provides personal and commercial vehicle insurance, homeowners, renters, recreational vehicle, flood, umbrella, collections, and related products directly and through a network of more than 55,000 independent agents.
National General is a multi-line personal and specialty insurer within the Allstate family. It is known for agent-distributed auto and home products and for serving a wide range of driving and property profiles — including customers who may not fit every preferred market.
For Epic and Easy shoppers, National General is often part of a multi-carrier auto or home comparison rather than a single-market default.
Key facts
- Insurance roots traced to 1920; today operates as National General, an Allstate company
- Acquired by Allstate in 2020 (widely reported corporate history)
- Large independent agent network (National General cites 55,000+ agents)
- Writes personal auto, commercial vehicle, RV, motorcycle, home, condo, and renters
- Additional products include flood, private collections, umbrella, and NatGen Health
- Underwritten by carriers in the National General Group (Winston-Salem, NC)
History
National General’s public storyline traces insurance roots to the early automobile era in 1920. Over a century of corporate evolution — including years within broader auto-insurance groups such as GMAC Insurance heritage paths — led to the modern National General brand.
In 2020, Allstate acquired National General, and the company continues to market personal and commercial coverages as National General, an Allstate company, with a heavy independent-agent distribution model.
Today it emphasizes affordable coverage, claims service, and technology features such as telematics programs (for example DynamicDrive®) where available.
Products National General offers
National General’s public insurance catalog includes:
- Personal auto insurance
- Commercial vehicle insurance
- RV insurance
- Motorcycle and powersports coverage
- Homeowners insurance
- Condo insurance
- Renters insurance
- Flood (including NFIP and extended/Beyond Flood options as marketed)
- Private collections
- Umbrella liability
- NatGen Health (individual and employee health coverage)
Who National General serves
National General serves personal drivers across many risk profiles, small commercial fleets, homeowners and renters, RV and motorcycle owners, and customers seeking specialty add-ons like umbrella or collections.
Independent agents remain the primary local path for many National General shoppers — which is how Epic and Easy engages the market.
Coverage focus with Epic and Easy
National General conversations most often cover:
- Personal auto for a wide range of driving records
- Homeowners, condo, and renters packages
- RV and motorcycle specialty vehicles
- Bundled personal lines when eligible
- Other National General products we are appointed to offer
Who it’s for in Virginia
National General can fit Virginia drivers and homeowners who want an Allstate-family company in the independent-agent channel — including shoppers comparing after a move, a vehicle change, or a property update.
We still compare it with Erie, Progressive, and other appointed markets before you buy.
How Epic and Easy helps
We collect driver, vehicle, and property details; request eligible National General quotes; and explain coverage tradeoffs in plain language.
You get a side-by-side sense of how National General stacks up against other carriers we represent for your ZIP and risk.
National General FAQs
Is National General part of Allstate?
Yes. National General markets itself as National General, an Allstate company, following Allstate’s 2020 acquisition.
When did National General’s insurance history begin?
National General states it has been helping people insure what matters since 1920, with roots in the early automobile era.
Does National General sell only auto insurance?
No. In addition to personal and commercial vehicles, National General markets homeowners, condo, renters, RV, motorcycle, flood, umbrella, collections, and health-related products.
Can Epic and Easy quote National General in Virginia?
Yes, when we are appointed and underwriting allows. Availability depends on product, ZIP code, and applicant details.
How does National General distribute policies?
National General sells directly to consumers and through a large network of independent agents — more than 55,000 according to its public materials.
Sources & methodology
This profile summarizes publicly available information from the organization’s official website and related authoritative pages. Product lists describe what the organization markets broadly and do not guarantee availability through Epic and Easy in every ZIP or risk class.
Coverage, eligibility, pricing, and underwriting rules vary by state, product, and applicant. We do not invent AM Best scores, claim counts, or proprietary premiums on this page.
Advertiser Disclosure: Epic and Easy may be compensated when you request a quote or purchase coverage through our agency relationships. Compensation may influence which products we can offer. Carrier availability varies by product, ZIP, and underwriting. Product lists on this page describe what National General markets broadly and do not guarantee that every product is available through Epic and Easy in every location. This page does not invent ratings, claim counts, or proprietary premiums.