Universal life insurance
Epic Insurance Group helps Virginia families compare adjustable / universal (flexible premium) permanent life coverage — lifelong protection with premium and face-amount flexibility as described in the Virginia SCC life guide. Virginia individual policies include a statutory 10-day free look (§ 38.2-3301). We shop 13 carriers from our Roanoke office. Variable / VUL products that involve securities are outside what we market as securities advice on this site.