At a glance
- Organization
- US Assure
- Type
- Managing general agency (MGA)
- Founded
- 1977
- Base / focus
- Jacksonville, Florida
- Specialty
- Builders risk and construction/property specialty programs
- Official site
- Visit US Assure
Who is US Assure?
US Assure is a Jacksonville-based specialty insurance organization founded in 1977 that exclusively distributes, underwrites, and services builders risk and related property programs — including a long-standing Zurich builders risk program — for agents and brokers across the United States. It joined Ryan Specialty Underwriting Managers in August 2024.
US Assure is a specialty builders risk organization that partners with agents and brokers to place course-of-construction insurance for residential and commercial projects. Its flagship positioning is as the exclusive distributor/underwriter/servicer of Zurich’s builders risk program in the U.S., with additional A-rated and surplus-lines pathways for complex risks.
For clients, that means US Assure is typically relevant during new construction, remodeling, or installation projects — not as an everyday personal auto market.
Key facts
- Founded in 1977; nearly 50 years focused on builders risk specialty
- Based in Jacksonville, Florida
- Long-standing exclusive Zurich builders risk program distribution/underwriting/service model
- Online quoting and issuance for agents; capacity marketed for projects valued up to $75 million on the Zurich plan
- Joined Ryan Specialty Underwriting Managers effective August 30, 2024
- Also references property/liability access and E&S options for complex projects
History
US Assure’s builders risk specialty dates to 1977, when the organization began building what became a multi-decade partnership around Zurich builders risk capacity.
Over nearly 50 years it developed online rate/quote/issue workflows for producers and a dedicated underwriting service model from Jacksonville.
On August 30, 2024, US Assure joined Ryan Specialty Underwriting Managers, continuing to operate under the US Assure name while sitting inside Ryan Specialty’s specialty underwriting platform.
Products US Assure offers
US Assure’s public catalog centers on construction and property specialty coverage:
- Builders risk / course-of-construction insurance (Zurich-insured plan for qualifying projects)
- One-shot or single-structure policies and reporting/deposit premium options
- Coverage for new construction, remodeling, and installation projects
- Property and liability insurance access with A-rated carriers (as marketed)
- Excess & surplus pathways for complex projects (including higher-valued risks)
Who US Assure serves
US Assure primarily serves insurance agents and brokers placing builders risk for homeowners, contractors, business owners, and property investors.
End customers are people and firms with active construction or renovation projects that need inland-marine style course-of-construction protection.
Coverage focus with Epic and Easy
We discuss US Assure when clients need:
- Builders risk for new construction or major renovations
- Course-of-construction coverage written in the owner’s or contractor’s name
- Higher-limit or complex project placements that need specialty capacity
- Related property coverages available through appointed US Assure programs
Who it’s for in Virginia
US Assure can fit Roanoke and Virginia projects when a dwelling or commercial build needs dedicated builders risk rather than relying on an incomplete homeowners endorsement.
If you are not in a construction phase, we usually start with other property markets and bring builders risk in when the project timeline requires it.
How Epic and Easy helps
We gather project values, construction type, timeline, named insured preferences, and job-site details, then check US Assure and other markets we can access.
We explain what builders risk typically covers during construction and how coverage should transition when the project is complete.
US Assure FAQs
What is US Assure known for?
US Assure is known as a builders risk specialist that distributes, underwrites, and services Zurich’s builders risk program and related construction/property coverages for agents and brokers.
Is US Assure a retail insurance carrier?
US Assure operates as a specialty program/underwriting manager for builders risk and related coverages. The Zurich builders risk plan is insured by Zurich; US Assure focuses on distribution, underwriting service, and administration.
When did Ryan Specialty acquire US Assure?
US Assure states it joined Ryan Specialty Underwriting Managers effective August 30, 2024.
What project sizes can the Zurich builders risk plan support?
US Assure markets capacity for projects valued up to $75 million on its Zurich builders risk plan, subject to underwriting. Larger or more complex risks may need other pathways.
Can Epic and Easy help with builders risk in Virginia?
Yes. Share your project details and we’ll check US Assure and other appointed markets when course-of-construction coverage is needed.
Sources & methodology
This profile summarizes publicly available information from the organization’s official website and related authoritative pages. Product lists describe what the organization markets broadly and do not guarantee availability through Epic and Easy in every ZIP or risk class.
Coverage, eligibility, pricing, and underwriting rules vary by state, product, and applicant. We do not invent AM Best scores, claim counts, or proprietary premiums on this page.
Advertiser Disclosure: Epic and Easy may be compensated when you request a quote or purchase coverage through our agency relationships. Compensation may influence which products we can offer. Carrier availability varies by product, ZIP, and underwriting. Product lists on this page describe what US Assure markets broadly and do not guarantee that every product is available through Epic and Easy in every location. This page does not invent ratings, claim counts, or proprietary premiums.